Perks and Other Benefits
Paid Time Off and Holidays
Vacation Time
NFM Lending’s non-commissioned full time employees begin to earn Vacation Time immediately, which can be used for vacation and sick leave. All unused accrued Paid Time Off (vacation), will roll over in full at the end of each calendar year, with no forfeiture of unused time.
Accrual Maximum: Vacation can accrue to a maximum of 150% of what you accrue in a year (i.e., a new employee that earns 12 days a year will only be able to maintain a maximum of 18 days). Once this cap is reached, no further time will accrue until some time is used.
Paid Holidays
In addition to the Paid Time Off that employees are eligible for, employees who are regularly scheduled 30 or more hours per week will be paid for the following holidays:
- New Years Day
- Martin Luther King, Jr.
- Memorial Day
- July 4th
- Labor Day
- Thanksgiving Day
- Christmas Day
Floating Holidays
All full-time employees receive 3 floating holidays per year.
Sick Leave
- Full-time employees receive 9 days (72 hours) of sick leave per year.
- Part-time employees receive up to 5 days of prorated sick leave based on hours worked.
Sick leave is front-loaded at the beginning of each year.
Sick Leave Usage: Sick leave can be used for personal illness, medical appointments, care for family members, or preventive care. It must be recorded in the company’s timekeeping system, and a doctor’s note is required for absences longer than 3 days.
Employee Mortgage Discount Program
Program Benefit
Employees who qualify for a loan on their primary residence or secondary vacation property in the Employee Mortgage Discount Program will receive the following benefits:
- Purchases — A 100 Basis Points (bps) discount to price is available on a primary residence or a secondary vacation property that is being purchased by an NFM Lending employee. In addition, the Administrative Fee will be waived.
- Refinances — A 100 bps discount to price is available on a primary residence or a secondary vacation property that is being refinanced by an NFM Lending employee. In addition, the Administrative Fee will be waived.
- Cash-Outs — A 100 bps discount to price is available on a primary residence or a secondary vacation property that are cash outs. To receive a cash out the LTV must be 65 or lower. In addition, the Administrative Fee will be waived.
- Bond Loans — A 100 bps discount to price. In addition, the Administrative Fee will be waived.
Eligibility
Employees who have completed 30 days of service and are in good standing with NFM Lending are eligible to participate.
Qualified Properties
Only an employee’s primary residence or a secondary vacation property will qualify for this program. Investment properties and vacation rentals do not qualify.
Program Process
Employees can submit a request to apply to participate in the Employee Loan Program by emailing Stephanie Herring, Chief People and Culture Officer.
Verizon Wireless Discount
Just for being an NFM Lending employee, you have access to our corporate partner Verizon Wireless discount. You receive an 8% discount on new or existing accounts, as long as you are employed by NFM Lending and have an active NFM Lending email address.
Working Advantage Discount Program
Register now on workingadvantage.com (company code: 314846260), and you’ll have access to exclusive savings and special discounts to theme parks and attractions including the Walt Disney World® Resort, Universal Studios®, Las Vegas and New York City shows and performances, Disneyland®, SeaWorld®, Six Flags, and Cirque du Soleil! Also check for savings on car rental, hotels, tours, and attractions across the US. If you’re staying local, save on movie tickets, sporting events, and other special events. And feel free to share the code with friends and family!