Dental

MetLife Dental Options

Covered services
Plan 1: Low Plan
In-network and Out-of-Network*
Progressive Plan
Plan 2: High Plan
In-network and Out-of-Network*
Progressive Plan
Calendar Year Maximum (Class I, II, III, IX Expenses)
$1,800 per covered member
$2,300 per covered member
Calendar Year Deductible
Per Individual / Per Family
$50/$150
$50/$150
Class I Expenses: Preventive & Diagnostic Care Oral Exams, Cleanings, Routine X-rays, Fluoride Application, Sealants, Space Maintainers (limited to Non-Orthodontic Treatment, Non-Routine X-rays)
100% covered; no deductible
100% covered; no deductible
Class II Expenses: Basic Restorative Care Emergency Care to Relieve Pain, Fillings, Oral Surgery: Simple Extractions, Oral Surgery: All Except Simple Extraction, Surgical Extraction of Impacted Teeth, Anesthetics, Minor Periodontics, Major Periodontics, Root Canal Therapy / Endodontics, Brush Biopsy
80% after deductible
90% after deductible
Class III Expenses: Major Restorative Care Relines, Rebases, and Adjustments, Repairs: Bridges, Crowns, and Inlays, Repairs: Dentures, Crowns/Inlays/ Onlays, Stainless Steel/Resin Crowns, Dentures, Bridges
50% after deductible
60% after deductible
Class IV Expenses: Orthodontia
Coverage for Eligible Children Only
50%; no ortho deductible
50%; no ortho deductible
- Lifetime Maximum
$1,000
$1,500
Class IX Expenses: Implants
50% after deductible
60% after deductible
- Plan Calendar Year Maximum
$1,800
$2,300

This Summary is for informational purposes only. For specific benefit information, please refer to the applicable Benefit Summary. The Benefit Summary contains exclusions and limitations that are not shown here.

2026 Dental Cost Per Pay

Low Plan
High Plan
Employee Only
$16.90
$20.81
Employee + Spouse
$33.74
$41.89
Employee + Child(ren)
$41.08
$50.16
Family
$63.24
$75.45

You have a choice between two dental plans through MetLife: the Low Plan and the High Plan. These plans offer you the flexibility to see a provider of your choice each time you seek dental care. To find a network dentist online at www.metlife.com:

  1. Select “Find a Dentist” next to “How can we help you.”
  2. Select “PDP” for the Low Plan or “PDP Plus” for the High Plan next to “Choose your network.”
  3. Enter your ZIP, City or State and select the “Find a Dentist” button.

Download the MetLife app:

Click here

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Eligibility →

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Contacts and Notices

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